FedEx Cup Explained

The PGA Tour Playoff Format, Points System and Tour Championship Math

PGA Tour Playoffs · East Lake Golf Club, Atlanta · Three weeks each August · A 72-hole stroke-play finale

The FedEx Cup is the PGA Tour's season-long competition. Players earn FedEx Cup points at every tournament across the season, and the top 70 in points qualify for a three-event playoff each August. The playoffs cut the field at every stage: 70 players at the FedEx St. Jude Championship, 50 at the BMW Championship, and 30 at the Tour Championship at East Lake Golf Club in Atlanta. From the 2025 season the Tour Championship reverted to a straight 72-hole stroke-play event, with all 30 players starting level and the lowest score winning both the tournament and the FedEx Cup. The champion receives a $10 million bonus and a five-year Tour exemption. Rory McIlroy has won the FedEx Cup three times (2016, 2019 and 2022), more than any other player.

The Headline Numbers

Four numbers that frame how the PGA Tour crowns its season champion:

3
Playoff events each August
70
Players who reach the playoffs
$100m
FedEx Cup bonus pool
3
McIlroy FedEx Cup titles, a record

How the FedEx Cup Works: A Season-Long Points Race

The FedEx Cup is not a single tournament. It is the points competition that runs across the entire PGA Tour season. Every official event awards FedEx Cup points: more points for the bigger tournaments, fewer for the smaller ones, with the four majors and the Players Championship at the top of the scale. A player's points accumulate from the autumn opening events all the way through to the close of the regular season the following August.

When the regular season ends, the standings are locked and the top 70 players qualify for the FedEx Cup Playoffs. Everyone outside the top 70 is finished for the season. The 70 who make it carry their regular-season points into a three-tournament playoff that decides the champion.

Why the points race matters all year

A strong full season is worth more than a single hot week. Players seed into the playoffs by their points total, and a higher seed is a real advantage at every stage that follows. Finishing first in regular-season points carries its own bonus, too (see the money section below). The whole system is built so that consistency across thirty-plus events is rewarded, not just one or two wins.

The Three Playoff Events

The FedEx Cup Playoffs run over three weeks in August. Each event cuts the field, so the tournaments get smaller and the stakes get higher as the playoffs go on:

Event 1 · 70 players

FedEx St. Jude Championship

Played in Memphis. The full 70-player playoff field competes. The top 50 in FedEx Cup points after this week advance to the second event; the rest of the field is done.

Event 2 · 50 players

BMW Championship

A 50-player field with no 36-hole cut, so every player plays all four rounds. The venue rotates from year to year. The top 30 in points after the BMW advance to the finale.

Event 3 · 30 players

Tour Championship

Played at East Lake Golf Club in Atlanta, the permanent home of the finale. The 30 survivors play 72 holes for the Tour Championship title and the FedEx Cup itself.

The progressive cut, 70 then 50 then 30, is the spine of the format. A player can reach the playoffs and still miss East Lake, and simply reaching the Tour Championship is treated across the game as a season-defining achievement.

The Tour Championship: How the Finale Works

For six seasons, from 2019 through 2024, the Tour Championship used a system called starting strokes. The player who arrived at East Lake first in points began the tournament at ten under par. Second place started at eight under, and the scale slid down to the players seeded 26th to 30th, who began at even par. The aim was to reward the season-long leader, and the winner of the Tour Championship was automatically the FedEx Cup champion.

It was logical on paper and unpopular in practice. Fans found it hard to follow a leaderboard where players had different starting scores. Broadcasters had to explain it again every August. Players felt the actual golf played that week was distorted by a head start nobody had hit a shot to earn.

The 2025 reset: a straight 72-hole event

From the 2025 season the PGA Tour scrapped starting strokes and returned the Tour Championship to a straight 72-hole stroke-play event, the format it used before 2019. All 30 players start at even par. The lowest score over four rounds wins the Tour Championship, and that same player is the FedEx Cup champion. One leaderboard, one number, lowest score takes the Cup. Tommy Fleetwood won the first Tour Championship played under the reset format in 2025.

What seeding still does

Seeding no longer hands out strokes, but it still matters. The order in which players reach East Lake shapes the pairings and the storylines, and the regular-season and playoff points have already paid out a large share of the bonus pool before the finale begins. The Tour Championship is now a clean test: thirty of the best players in the world, all level, four rounds, lowest score wins.

The Points System and the 2026 Changes

FedEx Cup points are awarded at every official tournament, on a scale weighted by the strength of the event. For the 2026 season the Tour adjusted that distribution so the playoff events sit in line with the sport's other elite tournaments.

What changed for 2026

The headline change: the winners of the FedEx St. Jude Championship and the BMW Championship now receive 750 FedEx Cup points, the same as a win at a major championship or the Players Championship. Previously the playoff-event winners received 2,000 points. The Tour judged that the old number gave a single strong playoff week too much weight against a strong full season.

How points carry into the playoffs

Players bring their points totals into the playoffs and keep earning. The standings are recalculated after each playoff event to set the next cut. After the BMW Championship the top 30 are locked in for East Lake, where the FedEx Cup is settled on the golf course rather than on a points table. That is the key shift the modern format made: points get you to the finale, but the finale itself is decided by who shoots the lowest score.

The Money: A $100 Million Bonus Pool

The FedEx Cup bonus pool is separate from the prize money players win at individual tournaments. It is a season-long bonus of close to $100 million, paid on top of official tournament earnings.

How the pool is paid out

The Tour spreads the bonus across the season rather than handing it all to the champion. Money is paid at the end of the regular season, again after the BMW Championship, and finally at the Tour Championship. For the 2026 season the bonus reaches the top 125 players in the standings, with players outside the leading group receiving part of their share as deferred retirement compensation. A large slice of the pool is therefore already settled before the 30 finalists tee off at East Lake.

What the champion earns

The FedEx Cup champion receives a $10 million bonus, an official Tour Championship victory, and a five-year PGA Tour exemption. For many players the five-year exemption is worth more than the cheque: it removes any worry about keeping a Tour card and frees a player to build a full season around the events that matter most. In earlier years the champion's bonus was a larger single figure, but the Tour has deliberately redistributed the pool so a strong season is rewarded at every stage rather than in one cheque at the finish.

McIlroy and the FedEx Cup: Three Titles and a Record

No player has mastered the FedEx Cup like Rory McIlroy. He has won it three times, in 2016, 2019 and 2022, more FedEx Cup titles than any other player in the competition's history.

2016: the first

McIlroy won the 2016 Tour Championship at East Lake in a playoff and, with it, his first FedEx Cup, capping a season that had started slowly and built to a finish.

2019: running down the field

2019 was the first year of the starting-strokes format. McIlroy began the week behind the seeded leader, then won going away, taking the Tour Championship and the FedEx Cup by four shots. It was the standout performance of the new finale's debut and his second FedEx Cup.

2022: the comeback

In 2022 McIlroy started the Tour Championship six strokes behind Scottie Scheffler under the staggered format and overhauled him across the four rounds to claim a third FedEx Cup. It remains one of the most complete finals performances of the playoff era.

His three titles came under two different formats, which says something on its own: McIlroy's FedEx Cup record is not a quirk of any one system. It reflects the most consistent decade-long body of work in the modern game. For the swing behind it, see our McIlroy Swing deep-dive; for the major run that sits alongside this record, see our back-to-back Masters feature.

Why the FedEx Cup Format Keeps Changing

The FedEx Cup has been rewritten more than once since it began in 2007. A quick look at the eras shows why the current version is built the way it is:

EraFormatHow the champion was decided
2007 to 2018Points-based finaleThe player with the most FedEx Cup points after the Tour Championship won the Cup
2019 to 2024Starting strokesA staggered start at East Lake; the Tour Championship winner was the FedEx Cup champion
2025 onwardStraight 72-hole stroke playThe lowest score at East Lake wins both the Tour Championship and the FedEx Cup

The original FedEx Cup crowned its champion purely on points, which occasionally meant the FedEx Cup winner was not the player who actually won the Tour Championship that week. Two trophies with two different names on the same Sunday confused casual viewers. The 2019 starting-strokes format fixed that by making the Tour Championship winner and the FedEx Cup champion the same person every year, but it created a fresh problem: a leaderboard where players started on different scores.

The 2025 reset to straight 72-hole stroke play kept the single-champion clarity while removing the staggered start. The 2026 points and money adjustments are a further fine-tune: bring the playoff events into line with the majors on points, and spread the bonus pool more widely. The throughline across every version is the same tension: reward a long, consistent season, yet still produce a dramatic, easy-to-follow Sunday. The current format is the cleanest the FedEx Cup has been, but the history suggests it will not be the last word.

How to Watch the FedEx Cup Playoffs

The three playoff events run across three weeks in August, at the close of the PGA Tour season. In the United States, Golf Channel and NBC carry the coverage, with Peacock streaming featured groups. In the United Kingdom and Ireland, Sky Sports Golf carries all three events. Elsewhere, coverage runs through the PGA Tour's regional broadcast partners.

For a fuller breakdown of where to watch every stage of the golf calendar, see our 2026 golf viewing guide. The playoffs are the last act of the PGA Tour season before attention turns to the Ryder Cup build-up, covered in our Ryder Cup 2027 at Adare Manor preview. The FedEx Cup finale also follows straight on from the season's majors, including The Open Championship 2026 at Royal Birkdale, and our weekly golf-news digest tracks the standings all the way to East Lake.

Frequently Asked Questions

What is the FedEx Cup?

The FedEx Cup is the PGA Tour's season-long competition. Players earn FedEx Cup points at every official tournament across the season, and those points decide who reaches the playoffs and, ultimately, who is crowned the season champion. It began in 2007 and is named for its title sponsor, FedEx.

How do players qualify for the FedEx Cup Playoffs?

The top 70 players in FedEx Cup points at the end of the regular season qualify for the playoffs. Everyone outside the top 70 finishes their season at that point. The 70 who qualify carry their points totals into the three-event playoff.

What are the three FedEx Cup Playoff events?

The FedEx St. Jude Championship in Memphis (a 70-player field), the BMW Championship (50 players, the venue rotates each year), and the Tour Championship at East Lake Golf Club in Atlanta (30 players). The field is cut at each stage, so the tournaments get smaller as the stakes rise.

How does the Tour Championship decide the FedEx Cup champion?

From the 2025 season the Tour Championship is a straight 72-hole stroke-play event. All 30 players start at even par, and the lowest score over four rounds wins both the Tour Championship and the FedEx Cup. There is one leaderboard and one number.

What happened to the FedEx Cup starting-strokes format?

From 2019 to 2024 the Tour Championship used starting strokes: the points leader began the week at ten under par, on a sliding scale down to even par for the lowest seeds. The PGA Tour scrapped that format after the 2024 season because fans and broadcasters found a staggered leaderboard hard to follow. The 2025 season returned to a straight stroke-play finale.

How much does the FedEx Cup winner get?

The FedEx Cup champion receives a $10 million bonus, an official Tour Championship victory, and a five-year PGA Tour exemption. The bonus is part of a FedEx Cup pool of close to $100 million, which the Tour pays out in stages across the season to the top 125 players in the standings.

How many times has Rory McIlroy won the FedEx Cup?

Rory McIlroy has won the FedEx Cup three times, in 2016, 2019 and 2022. That is more FedEx Cup titles than any other player. His wins came under two different formats, the points era and the starting-strokes era, which underlines how consistent his golf has been across a decade.

When are the 2026 FedEx Cup Playoffs?

The FedEx Cup Playoffs are played over three weeks in August, at the close of the PGA Tour regular season. The 2026 playoffs follow that pattern and finish at the Tour Championship at East Lake Golf Club before the golf calendar turns toward the Ryder Cup.

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Sources: PGA Tour FedExCup OverviewPGA Tour 2026 FedExCup updatesTour Championship format changeFedEx Cup on Wikipedia